Is it illegal to buy or sell tradelines?

Last Updated: May 29, 2024 @Jason

No, adding authorized users is entirely legal. In fact, lenders often encourage it!

Yes, It is completely legal to add authorized users to your account. In fact, many banks and lenders encourage it. It’s no different than having a family member or friend add you onto their card. However, there are many people who don’t have the luxury of a close family member with good credit to help them move forward. This is where we step in to help.