What will happen to my report after I cancel my plan?

Last Updated: May 29, 2024 @Jason

*Once you cancel your subscription and are removed from our tradeline, it will be reported as "closed" or "terminated" on your credit report.

When a tradeline becomes inactive, your FICO scores can drop, much like when a primary account is closed.*

After a tradeline is “terminated” or “closed”, it will still have a large, positive effect on your credit history and scores. Most tradelines will stay on your report forever, or at the very least, many years. We cannot guarantee the exact amount of time they will show on your credit report